The Process: Step 1 – Identifying the Problems
One of the first steps on your way to improve credit is to identify the inaccurate information that is bringing your score down. This can be done using a deep credit analysis process. After detecting a problem, we will give you the information that is necessary for you to take action to start having those inaccurate remarks remove and eventually build your credit score. We will be here for you every step of this way and we will make sure you are familiar with everything what to do at each step. Our main goal is to help consumers restore their credit ratings.
The Process: Step 2 – Challenging the Bureaus
After having identified all of the information that is not verifiable, inaccurate or misleading, we will input it into our system and we can start the challenging process. The process will challenge the information that is reported by the credit bureau, the creditor, and the collector. Each party will receive the argument letters. This process can take 30 to 40 days since we wait for replies and updates. You will be able to control the status of your credit repair via our online portal. We work to restore your credit from very beginning to the end.
The Process: Step 3 – Analyzing the Updated Reports
After the updated reports have come back in from the suppliers, we will go through them once again to make sure that the inaccurate, unverifiable or misleading was removed or updated. If we find such information, we go back to the entities that furnished the report and start asking questions about why the information was not removed or updated. If the information has been updated, we will move on to the next item that is worthy of a discussion.
The Process: Step 4 – Weekly Education
During the credit restoration process, we will provide you with information and the education necessary for you to continue raising your credit score. You will be given information related to debt settlement and what it takes to rebuild your credit. About this education process, you will be informed via emails, text messages and voice broadcast. There are other products we offer that can assist you with your credit rebuilding process. Things like legal assistance, credit monitoring and rebuilding your credit cards will all be of great assistance for you on the path to restoring a healthy credit score and maintaining it.